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In one of then-United States Senator and eventual President John F. Kennedy’s campaign speeches in 1960, he said,“(but) efforts and courage are not enough without purpose and direction.”

AS an accountant, I keep myself well-informed and updated about financial developments, including the jargons. One term that caught my attention – maybe because of its relevance to current political and business situations in the Philippines – is the “cobra effect.”

Social media, once dismissed as a passing fad by most people, is now more important and ubiquitous than traditional print advertising.

The new season of Netflix’ House of Cards has just been released. The success of this series is largely due to its two protagonists, Frank and Claire Underwood.

When President Rody Duterte ran for the presidency last year, one of his campaign promises was the adoption of federalism in the Philippines.

The public reputation of financial services, particularly those in banking, has been shattered over the past decade.

The local retail scene has never been as competitive as today. It currently accounts for about one-fifth of our country’s total economic output.

Commencement speeches are usually clarion calls to action. As the new graduates commence a new phase in their lives, they are advised by the commencement speakers, invariably, to conquer one’s field of expertise, to better one’s self or to go beyond and change the world.